Motor fleet insurance

Compare motor fleet insurance quotes

If you have more than three or four motor vehicles in your company you may save money if you compare motor fleet insurance quotes. Rather than having an individual insurance policy for each vehicle, you can insurance your fleet of cars in one big insurance policy that will give you flexibility and will save money.

The first thing you will notice when you compare motor fleet insurance quotes is that the insurance company will have less of an interest in who is driving the vehicles than with an individual insurance quote as they will take the total risk of the fleet into account when pricing your policy.

This usually means that anyone in your company can drive any vehicle and this can save you a lot of hassle when staff are sick, or you need to send staff out in different vehicles to the ones they normally drive.

When you compare motor fleet insurance quotes you will also notice that the insurance company will be able to offer you a cheaper quote, than through several individual cars, as you are buying in bulk. Fleet cars tend to be newer, have good new tyres on them and as such are safer, usually leading to less claims as a result.

Companies looking to compare motor fleet insurance quotes can include taxi companies, those with a HGV fleet, van delivery companies, a company with a pool of cars for staff to use to visit stores or meetings or even just a family with three or four cars in the family.

When you compare fleet motor insurance claims you will also find that many policies offer a dedicated claims team, something not offered with individual policies. You will also have just one simple monthly payment, and won’t need to worry about changing insurance policies as and when the cars individual policies come up saving you both time and money in the process.

The insurance companies will often offer free risk assessment, which can bring down the cost of your policy even more, when they see that your fleet of vehicles is well looked after and not driven in dangerous or high risk areas.