Goods in transit insurance
Compare goods in transit insurance quotes
Any company who deliver their own goods, use a courier to deliver their goods for them, or are a courier delivering goods for other companies will want to compare goods in transit insurance quotes.
When you compare goods in transit insurance quotes and buy a policy you are insuring those goods while they are in transit, giving you total peace of mind.
When you compare goods in transit insurance quotes you will notice that the insurance is broken down into different parts, each with its own limit. It’ important to make sure you have the right limit for your business. If you are in the business of transporting £2000 televisions, and you move 200 of them at a time, then a £50,000 limit will not cover your £400,000 loss.
At the same time if you are just transporting park benches and only ever fit £2000 worth in a lorry at any one time, then a £500,000 limit is a little bit excessive for your needs.
A customer who looks to compare goods in transit insurance quotes will notice that the first part of the quote is made up of the goods that are in transit. This is the limit you want to make sure you get right.
The second part is the public liability insurance, and can ill afford to be without. If those goods that are being transported cause damage to a member of the public or their property, for example flammable or explosive goods, then you can be held liable, even if you are hundreds of miles away. Many policies will offer around £5million worth of public liability insurance to protect you.
You will also be offered employers liability insurance as part of your compare goods in transit insurance quote, which will protect the staff transporting your goods, should they be involved in an accident as a result of your goods.
You will also notice that the excesses for each policy vary when you compare goods in transit insurance quotes and it’s important to find an excess that you are comfortable paying should something go wrong.
If the excess is £500 and the products you are transporting are worth less than that you’ll never want to make a claim as it won’t be worth it, so make sure you find a policy with an excess that suits the value of your products.